/* =====================================================================
   156 — Full coverage guide landing: "night garage" dark theme.
   Graphite surfaces, lime + teal accents, Space Grotesk headings.
   Flexbox / grid layout, design tokens in :root, mobile-first.
   ===================================================================== */
:root {
    --bg: #0C1116;
    --bg-2: #10171E;
    --surface: #151E27;
    --surface-2: #1B2631;
    --line: rgba(255, 255, 255, .09);
    --line-2: rgba(255, 255, 255, .16);
    --ink: #F1F5F7;
    --ink-2: #C3CDD6;
    --muted: #8796A5;
    --lime: #C6F432;
    --lime-deep: #A9D61A;
    --lime-soft: rgba(198, 244, 50, .12);
    --teal: #2DD4BF;
    --teal-soft: rgba(45, 212, 191, .12);
    --red: #FF6B6B;
    --radius: 24px;
    --radius-s: 14px;
    --shadow: 0 34px 70px -34px rgba(0, 0, 0, .85);
    --font-display: 'Space Grotesk', 'Segoe UI', system-ui, sans-serif;
    --font-body: 'DM Sans', 'Segoe UI', system-ui, sans-serif;
    --container: 1180px;
    --gutter: 22px;
}

/* ---------- reset ---------- */
*, *::before, *::after { box-sizing: border-box; }
html { -webkit-text-size-adjust: 100%; scroll-behavior: smooth; }
body {
    margin: 0;
    font-family: var(--font-body);
    font-size: 17px;
    line-height: 1.65;
    color: var(--ink-2);
    background: var(--bg);
    -webkit-font-smoothing: antialiased;
    overflow-x: hidden;
}
img, svg, picture { display: block; max-width: 100%; }
a { color: inherit; text-decoration: none; }
h1, h2, h3, p, ul, ol, figure { margin: 0; }
ul, ol { padding: 0; list-style: none; }
s { text-decoration: none; }
mark { background: none; color: inherit; }
:focus-visible { outline: 3px solid var(--lime); outline-offset: 3px; border-radius: 6px; }
body.is-modal-open { overflow: hidden; }

.page { display: flex; flex-direction: column; min-height: 100vh; position: relative; }
.page::before {
    content: ""; position: absolute; inset: 0 0 auto 0; height: 900px; z-index: -1; pointer-events: none;
    background:
        radial-gradient(50% 50% at 80% 0%, rgba(45, 212, 191, .16), transparent 70%),
        radial-gradient(40% 40% at 10% 20%, rgba(198, 244, 50, .08), transparent 70%),
        linear-gradient(rgba(255, 255, 255, .025) 1px, transparent 1px) 0 0 / 100% 44px;
}
.main { flex: 1 0 auto; display: flex; flex-direction: column; }
.container { width: 100%; max-width: calc(var(--container) + var(--gutter) * 2); margin: 0 auto; padding: 0 var(--gutter); }
.container--narrow { max-width: calc(840px + var(--gutter) * 2); }

/* ---------- topbar ---------- */
.topbar {
    position: sticky; top: 0; z-index: 50;
    background: rgba(12, 17, 22, .78);
    -webkit-backdrop-filter: blur(14px); backdrop-filter: blur(14px);
    border-bottom: 1px solid transparent; transition: border-color .25s;
}
.topbar.is-stuck { border-color: var(--line); }
.topbar__inner { display: flex; align-items: center; justify-content: space-between; gap: 14px; min-height: 66px; }
.logo { display: inline-flex; align-items: center; }
.logo img, .footer__brand img { height: 38px; width: auto; }
.brand-mark { display: inline-flex; align-items: center; gap: 10px; color: var(--lime); }
.brand-emblem { width: 36px; height: 36px; flex: none; }
.brand-name { font-family: var(--font-display); font-weight: 700; font-size: 21px; letter-spacing: -.02em; color: var(--ink); }
.topbar__right { display: flex; align-items: center; gap: 12px; }
.topbar__cta {
    display: none; padding: 8px 16px; border-radius: 999px; background: var(--lime); color: var(--bg);
    font-size: 14px; font-weight: 700; transition: background .2s;
}
.topbar__cta:hover { background: var(--lime-deep); }
.topbar__tag { font-size: 11px; font-weight: 700; letter-spacing: .16em; text-transform: uppercase; color: var(--muted); border: 1px solid var(--line-2); border-radius: 6px; padding: 4px 9px; }

/* ---------- shared ---------- */
.eyebrow {
    display: inline-flex; align-items: center; gap: 9px;
    font-family: var(--font-display); font-size: 12.5px; font-weight: 600; letter-spacing: .14em; text-transform: uppercase; color: var(--teal);
}
.eyebrow__dot { width: 8px; height: 8px; border-radius: 2px; background: var(--lime); transform: rotate(45deg); }
.section-title {
    font-family: var(--font-display); font-weight: 700; color: var(--ink);
    font-size: clamp(27px, 3.8vw, 40px); line-height: 1.12; letter-spacing: -.025em;
}
.btn {
    display: inline-flex; align-items: center; justify-content: center; gap: 10px;
    min-height: 56px; padding: 0 26px; border-radius: 14px; border: 0; cursor: pointer;
    font-family: var(--font-display); font-size: 17px; font-weight: 700;
    white-space: nowrap; flex-shrink: 0; text-align: center;
    transition: transform .2s, background .2s, box-shadow .2s;
}
.btn svg { width: 20px; height: 20px; transition: transform .2s; }
.btn:hover svg { transform: translateX(3px); }
.btn--primary { background: var(--lime); color: var(--bg); box-shadow: 0 16px 34px -16px rgba(198, 244, 50, .7); }
.btn--primary:hover { background: var(--lime-deep); transform: translateY(-2px); }
.btn--dark { background: var(--bg); color: var(--lime); }
.btn--dark:hover { background: #000; transform: translateY(-2px); }

/* ---------- hero ---------- */
.hero { padding: 40px 0 10px; }
.hero__copy { display: flex; flex-direction: column; align-items: center; text-align: center; gap: 20px; max-width: 900px; margin: 0 auto; }
.hero__title {
    font-family: var(--font-display); font-weight: 700; color: var(--ink);
    font-size: clamp(34px, 6.2vw, 64px); line-height: 1.04; letter-spacing: -.035em;
}
.hero__title .was { color: var(--muted); text-decoration: line-through; text-decoration-color: var(--red); text-decoration-thickness: 5px; white-space: nowrap; }
.hero__title .now { color: var(--bg); background: var(--lime); padding: 0 .16em; border-radius: .16em; white-space: nowrap; }
.hero__lead { font-size: 18.5px; max-width: 720px; }
.hero .eyebrow { font-size: 11px; letter-spacing: .1em; }
.hero__actions { display: flex; flex-direction: column; align-items: center; gap: 16px; }
.trust { display: flex; flex-wrap: wrap; justify-content: center; gap: 8px 18px; font-size: 15px; font-weight: 600; color: var(--ink); }
.trust li { display: inline-flex; align-items: center; gap: 7px; }
.trust svg { width: 17px; height: 17px; color: var(--lime); }
.hero__hint { font-size: 14px; color: var(--muted); }

.hero__stage { position: relative; margin-top: 34px; }
.proof { border-radius: 28px; overflow: hidden; border: 1px solid var(--line-2); box-shadow: var(--shadow); }
.proof img { width: 100%; height: auto; aspect-ratio: 1400 / 781; object-fit: cover; }
.quote-card {
    position: relative; margin: -40px 14px 0; padding: 18px 18px 16px; border-radius: 20px;
    background: rgba(21, 30, 39, .92); -webkit-backdrop-filter: blur(12px); backdrop-filter: blur(12px);
    border: 1px solid var(--line-2); box-shadow: var(--shadow);
}
.quote-card__head { font-family: var(--font-display); font-size: 12px; font-weight: 600; letter-spacing: .12em; text-transform: uppercase; color: var(--muted); margin-bottom: 10px; }
.quote-card__rows { display: grid; grid-template-columns: 1fr 1fr; gap: 10px; }
.quote-card__row { display: flex; flex-direction: column; gap: 2px; padding: 10px 12px; border-radius: 12px; background: rgba(255, 255, 255, .04); }
.quote-card__label { font-size: 13px; font-weight: 600; color: var(--muted); }
.quote-card__old { font-family: var(--font-display); font-weight: 700; font-size: 24px; color: var(--red); text-decoration: line-through; }
.quote-card__row--now { background: var(--lime-soft); }
.quote-card__new { font-family: var(--font-display); font-weight: 700; font-size: 28px; color: var(--lime); font-variant-numeric: tabular-nums; }
.quote-card__badge {
    position: absolute; top: -14px; right: 16px; display: inline-flex; align-items: center; gap: 5px;
    padding: 6px 12px; border-radius: 999px; background: var(--teal); color: var(--bg);
    font-family: var(--font-display); font-size: 13px; font-weight: 700;
}
.quote-card__badge svg { width: 14px; height: 14px; }
.hero__note { margin: 26px auto 0; max-width: 900px; text-align: center; font-size: 12.5px; color: var(--muted); }

/* ---------- age picker ---------- */
.picker { padding: 34px 0 20px; scroll-margin-top: 70px; }
.picker__card {
    display: grid; gap: 22px; padding: 28px 20px; border-radius: 28px;
    background: linear-gradient(160deg, var(--surface-2), var(--surface)); border: 1px solid var(--line-2);
    box-shadow: var(--shadow);
}
.picker__intro { display: flex; flex-direction: column; gap: 10px; }
.picker__step span {
    display: inline-block; padding: 5px 12px; border-radius: 999px; background: var(--teal-soft); color: var(--teal);
    font-family: var(--font-display); font-size: 13px; font-weight: 700; letter-spacing: .06em;
}
.picker__title { font-family: var(--font-display); font-weight: 700; font-size: clamp(30px, 4.6vw, 44px); line-height: 1.05; letter-spacing: -.03em; color: var(--ink); }
.picker__text { color: var(--ink-2); }
.age-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 10px; }
.age {
    position: relative; display: flex; flex-direction: column; gap: 2px; padding: 16px 16px 14px;
    border-radius: 16px; background: var(--bg); border: 1px solid var(--line-2);
    transition: border-color .2s, background .2s, transform .2s;
}
.age__label { font-family: var(--font-display); font-weight: 700; font-size: 21px; color: var(--ink); }
.age__sub { font-size: 13px; color: var(--muted); }
.age__arrow { position: absolute; right: 14px; top: 50%; width: 20px; height: 20px; margin-top: -10px; color: var(--lime); transition: transform .2s; }
.age:hover { border-color: var(--lime); background: var(--lime); transform: translateY(-2px); }
.age:hover .age__label, .age:hover .age__sub, .age:hover .age__arrow { color: var(--bg); }
.age:hover .age__arrow { transform: translateX(3px); }
.picker__note { grid-column: 1 / -1; display: flex; align-items: center; justify-content: center; gap: 8px; font-size: 14px; color: var(--muted); }
.picker__note svg { width: 18px; height: 18px; color: var(--teal); flex: none; }

/* ---------- how it works ---------- */
.steps { padding: 56px 0 30px; scroll-margin-top: 70px; }
.steps__head { display: flex; flex-direction: column; gap: 10px; margin-bottom: 26px; }
.steps__grid { display: grid; gap: 14px; counter-reset: none; }
.step { position: relative; padding: 24px 22px; border-radius: var(--radius); background: var(--surface); border: 1px solid var(--line); overflow: hidden; }
.step::after { content: ""; position: absolute; left: 22px; right: 22px; top: 0; height: 3px; border-radius: 0 0 3px 3px; background: linear-gradient(90deg, var(--lime), var(--teal)); }
.step__num { font-family: var(--font-display); font-weight: 700; font-size: 44px; line-height: 1; color: transparent; -webkit-text-stroke: 1.5px var(--lime); }
.step__title { margin: 14px 0 6px; font-family: var(--font-display); font-weight: 700; font-size: 20px; color: var(--ink); }
.step__text { font-size: 16px; }

/* ---------- info sections ---------- */
.info { padding: 56px 0; scroll-margin-top: 70px; }
.info--alt { background: var(--bg-2); border-top: 1px solid var(--line); border-bottom: 1px solid var(--line); }
.info__head { display: flex; flex-direction: column; gap: 12px; margin-bottom: 26px; max-width: 860px; }
.info__lead { font-size: 18px; color: var(--ink-2); }
.info a:not(.btn) { color: var(--lime); font-weight: 600; text-decoration: underline; text-decoration-color: rgba(198, 244, 50, .4); text-underline-offset: 3px; }
.info a:not(.btn):hover { text-decoration-color: var(--lime); }
.updated { margin-top: 18px; font-size: 14px; color: var(--muted); }

.summary-card { display: grid; gap: 18px; }
.summary-card__main { display: flex; flex-direction: column; gap: 14px; padding: 26px 22px; border-radius: var(--radius); background: var(--surface); border: 1px solid var(--line); }
.takeaways { display: flex; flex-direction: column; gap: 12px; margin-top: 6px; counter-reset: tk; }
.takeaways li { counter-increment: tk; position: relative; padding: 0 0 12px 46px; border-bottom: 1px dashed var(--line-2); }
.takeaways li:last-child { border-bottom: 0; padding-bottom: 0; }
.takeaways li::before {
    content: counter(tk); position: absolute; left: 0; top: 0; width: 30px; height: 30px; border-radius: 9px;
    display: grid; place-items: center; background: var(--lime-soft); color: var(--lime); font-family: var(--font-display); font-weight: 700; font-size: 15px;
}
.takeaways strong { color: var(--ink); }
.toc { padding: 24px 22px; border-radius: var(--radius); background: var(--lime); color: var(--bg); align-self: start; }
.toc__title { font-family: var(--font-display); font-size: 13px; font-weight: 700; letter-spacing: .14em; text-transform: uppercase; margin-bottom: 10px; }
.toc ol { display: flex; flex-direction: column; }
.toc li + li { border-top: 1px solid rgba(12, 17, 22, .15); }
.toc a { display: flex; justify-content: space-between; gap: 10px; padding: 9px 0; font-weight: 600; color: var(--bg) !important; text-decoration: none !important; }
.toc a::after { content: "\2192"; transition: transform .2s; }
.toc a:hover::after { transform: translateX(3px); }

.cover-grid { display: grid; gap: 14px; }
.cover-card { padding: 24px 22px; border-radius: var(--radius); background: var(--surface); border: 1px solid var(--line); transition: border-color .2s, transform .2s; }
.cover-card:hover { border-color: var(--teal); transform: translateY(-3px); }
.cover-card__icon { display: grid; place-items: center; width: 48px; height: 48px; border-radius: 14px; background: var(--teal-soft); color: var(--teal); margin-bottom: 16px; }
.cover-card__icon svg { width: 26px; height: 26px; }
.cover-card__title { font-family: var(--font-display); font-weight: 700; font-size: 22px; color: var(--ink); margin-bottom: 8px; }

.prose { margin-top: 24px; display: flex; flex-direction: column; gap: 14px; max-width: 860px; }
.prose h3 { font-family: var(--font-display); font-weight: 700; font-size: 22px; color: var(--ink); margin-top: 14px; }
.prose ul { display: flex; flex-direction: column; gap: 10px; }
.prose ul li { position: relative; padding-left: 24px; }
.prose ul li::before { content: ""; position: absolute; left: 2px; top: 10px; width: 9px; height: 9px; border-radius: 2px; background: var(--lime); transform: rotate(45deg); }
.prose strong { color: var(--ink); }
.prose--guide { margin-top: 0; }
.prose--guide .section-title { margin-bottom: 6px; }

.table-wrap { overflow-x: auto; border-radius: 20px; border: 1px solid var(--line-2); background: var(--surface); -webkit-overflow-scrolling: touch; }
.data-table { width: 100%; min-width: 660px; border-collapse: collapse; font-size: 15px; }
.data-table caption { caption-side: top; text-align: left; padding: 14px 18px; font-family: var(--font-display); font-size: 13px; font-weight: 600; letter-spacing: .1em; text-transform: uppercase; color: var(--muted); border-bottom: 1px solid var(--line); }
.data-table th, .data-table td { padding: 14px 18px; text-align: left; vertical-align: top; border-bottom: 1px solid var(--line); }
.data-table thead th { font-family: var(--font-display); font-size: 13px; font-weight: 700; color: var(--lime); background: rgba(198, 244, 50, .05); }
.data-table tbody th { color: var(--ink); font-weight: 600; }
.data-table tbody tr:last-child th, .data-table tbody tr:last-child td { border-bottom: 0; }
.data-table tbody tr:hover { background: rgba(255, 255, 255, .02); }
.data-table--compare td.yes { color: var(--teal); font-weight: 600; }
.data-table--compare td.no { color: var(--red); }
.note { margin-top: 18px; padding: 18px 20px; border-radius: 16px; background: var(--teal-soft); border-left: 4px solid var(--teal); color: var(--ink); }
.info__cta-line { font-weight: 600; color: var(--ink); }
.info__actions { display: flex; flex-direction: column; align-items: flex-start; gap: 12px; margin-top: 26px; }

/* ---------- CTA band ---------- */
.cta { padding: 20px 0 10px; }
.cta__band {
    display: flex; flex-direction: column; align-items: flex-start; gap: 20px;
    padding: 30px 24px; border-radius: 28px; background: linear-gradient(120deg, var(--lime), var(--teal)); color: var(--bg);
}
.cta__title { font-family: var(--font-display); font-weight: 700; font-size: clamp(26px, 3.6vw, 36px); line-height: 1.1; letter-spacing: -.02em; }
.cta__text { margin-top: 6px; font-weight: 600; opacity: .8; }

/* ---------- FAQ ---------- */
.faq-list { display: flex; flex-direction: column; gap: 10px; }
.faq { border-radius: 18px; background: var(--surface); border: 1px solid var(--line); transition: border-color .2s; }
.faq[open] { border-color: rgba(198, 244, 50, .5); }
.faq summary { display: flex; align-items: center; justify-content: space-between; gap: 16px; padding: 18px 20px; cursor: pointer; list-style: none; }
.faq summary::-webkit-details-marker { display: none; }
.faq__q { font-family: var(--font-display); font-weight: 600; font-size: 18px; color: var(--ink); }
.faq__icon { position: relative; flex: none; width: 30px; height: 30px; border-radius: 9px; background: var(--lime-soft); }
.faq__icon::before, .faq__icon::after { content: ""; position: absolute; left: 9px; right: 9px; top: 14px; height: 2px; border-radius: 2px; background: var(--lime); transition: transform .2s; }
.faq__icon::after { transform: rotate(90deg); }
.faq[open] .faq__icon::after { transform: rotate(0); }
.faq__a { padding: 0 20px 20px; }

/* ---------- about ---------- */
.about-box { display: flex; flex-direction: column; gap: 14px; padding: 28px 22px; border-radius: var(--radius); background: var(--surface); border: 1px solid var(--line-2); }
.about-box h3 { font-family: var(--font-display); font-weight: 700; font-size: 19px; color: var(--ink); margin: 8px 0 4px; }
.about-box a { color: var(--lime); font-weight: 600; text-decoration: underline; text-underline-offset: 3px; }
.about-box__grid { display: grid; gap: 10px 26px; }
.sources { display: flex; flex-direction: column; gap: 8px; font-size: 15px; color: var(--muted); }
.sources li { position: relative; padding-left: 20px; }
.sources li::before { content: ""; position: absolute; left: 2px; top: 10px; width: 7px; height: 7px; border-radius: 50%; background: var(--teal); }

/* ---------- legal pages ---------- */
.legal { padding: 40px 0 64px; }
.legal__head { display: flex; flex-direction: column; gap: 12px; margin-bottom: 24px; }
.legal__title { font-family: var(--font-display); font-weight: 700; font-size: clamp(34px, 5.4vw, 52px); line-height: 1.05; letter-spacing: -.03em; color: var(--ink); }
.legal__date { font-size: 14px; color: var(--muted); }
.legal__back, .legal__related { font-size: 15px; }
.legal__back a, .legal__related a, .legal__body a { color: var(--lime); font-weight: 600; text-decoration: underline; text-underline-offset: 3px; }
.legal__body { padding: 26px 22px; border-radius: var(--radius); background: var(--surface); border: 1px solid var(--line); }
.legal__body h2 { font-family: var(--font-display); font-weight: 700; font-size: 22px; color: var(--ink); margin: 30px 0 10px; }
.legal__body h2:first-child { margin-top: 0; }
.legal__body h3 { font-family: var(--font-display); font-weight: 600; font-size: 18px; color: var(--ink); margin: 20px 0 8px; }
.legal__body p + p, .legal__body p + ul, .legal__body ul + p { margin-top: 12px; }
.legal__body ul { display: flex; flex-direction: column; gap: 8px; margin: 12px 0; }
.legal__body ul li { position: relative; padding-left: 22px; }
.legal__body ul li::before { content: ""; position: absolute; left: 2px; top: 10px; width: 8px; height: 8px; border-radius: 2px; background: var(--lime); transform: rotate(45deg); }
.legal__body .btn { color: var(--bg); text-decoration: none; margin-top: 8px; }
.breadcrumbs ol { display: flex; flex-wrap: wrap; gap: 6px; font-size: 14px; color: var(--muted); }
.breadcrumbs li + li::before { content: "/"; margin-right: 6px; color: var(--line-2); }
.breadcrumbs a { color: var(--teal); font-weight: 600; }

/* ---------- footer ---------- */
.footer { margin-top: 40px; padding: 44px 0 30px; background: #080C10; border-top: 1px solid var(--line); font-size: 13.5px; color: var(--muted); }
.footer__top { display: flex; flex-direction: column; gap: 20px; padding-bottom: 24px; border-bottom: 1px solid var(--line); }
.footer__id { display: flex; flex-direction: column; gap: 10px; }
.footer__tagline { max-width: 380px; font-size: 15px; color: var(--ink-2); }
.footer__nav { display: flex; align-items: center; gap: 12px; }
.footer__nav a { color: var(--ink); font-weight: 600; font-size: 15px; transition: color .2s; }
.footer__nav a:hover { color: var(--lime); }
.footer__sep { color: var(--line-2); }
.footer__legal { display: flex; flex-direction: column; gap: 12px; padding-top: 22px; }
.footer__copy { color: var(--ink); font-weight: 600; }

/* ---------- back to top ---------- */
.to-top {
    position: fixed; right: 18px; bottom: 18px; z-index: 40; width: 48px; height: 48px; border-radius: 14px;
    display: grid; place-items: center; background: var(--lime); color: var(--bg); box-shadow: var(--shadow);
    opacity: 0; visibility: hidden; transform: translateY(10px); transition: opacity .25s, transform .25s, visibility .25s;
}
.to-top svg { width: 22px; height: 22px; }
.to-top.is-visible { opacity: 1; visibility: visible; transform: none; }

/* ---------- modal ---------- */
.modal { position: fixed; inset: 0; z-index: 100; display: flex; align-items: center; justify-content: center; padding: 20px; }
.modal[hidden] { display: none; }
.modal__backdrop { position: absolute; inset: 0; background: rgba(4, 7, 10, .72); -webkit-backdrop-filter: blur(4px); backdrop-filter: blur(4px); opacity: 0; transition: opacity .3s; }
.modal__box {
    position: relative; width: 100%; max-width: 440px; padding: 40px 28px 26px; text-align: center; overflow: hidden;
    background: var(--surface-2); border: 1px solid var(--line-2); border-radius: 26px; box-shadow: var(--shadow);
    opacity: 0; transform: translateY(18px) scale(.96); transition: opacity .3s, transform .3s;
}
.modal__box::before { content: ""; position: absolute; inset: 0 0 auto 0; height: 4px; background: linear-gradient(90deg, var(--lime), var(--teal)); }
.modal.is-open .modal__backdrop { opacity: 1; }
.modal.is-open .modal__box { opacity: 1; transform: none; }
.modal__close {
    position: absolute; top: 14px; right: 14px; width: 36px; height: 36px; border-radius: 10px; border: 0; cursor: pointer;
    display: grid; place-items: center; background: rgba(255, 255, 255, .06); color: var(--ink);
}
.modal__close svg { width: 15px; height: 15px; }
.modal__badge { display: inline-block; padding: 5px 12px; border-radius: 999px; background: var(--teal-soft); color: var(--teal); font-family: var(--font-display); font-size: 12px; font-weight: 700; letter-spacing: .1em; text-transform: uppercase; }
.modal__title { margin: 12px 0 22px; font-family: var(--font-display); font-weight: 700; font-size: 30px; line-height: 1.12; letter-spacing: -.02em; color: var(--ink); }
.btn--modal { width: 100%; }
.modal__note { margin-top: 12px; font-size: 13px; color: var(--muted); }

/* ---------- reveal ---------- */
.reveal { opacity: 0; transform: translateY(16px); transition: opacity .6s ease, transform .6s ease; }
.reveal.is-in { opacity: 1; transform: none; }
.reveal--delay { transition-delay: .1s; }
.reveal--delay-2 { transition-delay: .2s; }
@media (prefers-reduced-motion: reduce) {
    html { scroll-behavior: auto; }
    .reveal { opacity: 1; transform: none; transition: none; }
}

/* ---------- breakpoints ---------- */
@media (min-width: 640px) {
    .topbar__cta { display: inline-flex; }
    .hero__actions { flex-direction: row; flex-wrap: wrap; justify-content: center; }
    .quote-card { position: absolute; left: 24px; bottom: 24px; margin: 0; width: 360px; }
    .age-grid { grid-template-columns: repeat(3, 1fr); }
    .steps__grid, .cover-grid { grid-template-columns: repeat(3, 1fr); }
    .cta__band { flex-direction: row; align-items: center; justify-content: space-between; padding: 36px 40px; }
    .info__actions { flex-direction: row; align-items: center; gap: 18px; }
    .about-box { padding: 36px 36px; }
    .about-box__grid { grid-template-columns: 1fr 1fr; }
    .footer__top { flex-direction: row; justify-content: space-between; align-items: flex-start; }
    .legal__body { padding: 36px 40px; }
}
@media (min-width: 900px) {
    .hero { padding: 64px 0 10px; }
    .picker__card { grid-template-columns: .9fr 1.1fr; align-items: center; padding: 38px 40px; gap: 26px 40px; }
    .summary-card { grid-template-columns: 1.4fr .6fr; align-items: start; }
    .summary-card__main { padding: 34px 36px; }
    .toc { position: sticky; top: 86px; }
    .info { padding: 72px 0; }
    .steps__head { align-items: flex-start; }
}

/* =====================================================================
   Navigation, tools strip, calculator, blog (added in v1.3)
   ===================================================================== */
.topnav { display: flex; align-items: center; gap: 22px; margin-right: 8px; }
.topnav a { padding: 8px 4px; font-family: var(--font-display); font-size: 15px; font-weight: 600; color: var(--ink-2); border-bottom: 2px solid transparent; transition: color .2s, border-color .2s; }
.topnav a:hover, .topnav a[aria-current="page"] { color: var(--lime); border-color: var(--lime); }

/* tools strip on the home page */
.tools { padding: 20px 0 10px; }
.tools__grid { display: grid; gap: 14px; }
.tool-card { display: flex; flex-direction: column; gap: 10px; padding: 26px 24px; border-radius: var(--radius); background: var(--surface); border: 1px solid var(--line-2); }
.tool-card--calc { background: linear-gradient(135deg, rgba(198, 244, 50, .16), rgba(45, 212, 191, .1)), var(--surface); border-color: rgba(198, 244, 50, .4); transition: transform .2s, border-color .2s; }
.tool-card--calc:hover { transform: translateY(-3px); border-color: var(--lime); }
.tool-card__kicker { font-family: var(--font-display); font-size: 12.5px; font-weight: 600; letter-spacing: .14em; text-transform: uppercase; color: var(--teal); }
.tool-card__title { font-family: var(--font-display); font-weight: 700; font-size: 26px; line-height: 1.15; letter-spacing: -.02em; color: var(--ink); }
.tool-card__go { display: inline-flex; align-items: center; gap: 8px; margin-top: auto; font-family: var(--font-display); font-weight: 700; color: var(--lime); }
.tool-card__go svg { width: 18px; height: 18px; }
.tool-card__posts li { display: flex; flex-direction: column; gap: 2px; padding: 10px 0; border-bottom: 1px dashed var(--line-2); }
.tool-card__posts a { font-weight: 600; color: var(--ink); }
.tool-card__posts a:hover { color: var(--lime); }
.tool-card__posts span { font-size: 13px; color: var(--muted); }

/* quick answer box */
.answer { margin: 24px 0; padding: 20px 22px; border-radius: 18px; background: var(--teal-soft); border: 1px solid rgba(45, 212, 191, .35); }
.answer__label { font-family: var(--font-display); font-size: 12.5px; font-weight: 700; letter-spacing: .14em; text-transform: uppercase; color: var(--teal); margin-bottom: 6px; }
.answer p:last-child { color: var(--ink); font-size: 17.5px; }

/* page heads */
.calc-hero, .blog-hero, .post__head { padding: 34px 0 8px; }
.breadcrumbs { margin-bottom: 16px; }
.calc-hero__title, .blog-hero__title, .post__title {
    margin: 12px 0 14px; font-family: var(--font-display); font-weight: 700; color: var(--ink);
    font-size: clamp(32px, 5.2vw, 54px); line-height: 1.05; letter-spacing: -.035em; max-width: 920px;
}
.calc-hero__lead, .blog-hero__lead { font-size: 18.5px; max-width: 760px; }

/* calculator */
.calc-section { padding: 10px 0 30px; }
.calc { display: grid; gap: 20px; align-items: start; }
.calc-form { display: flex; flex-direction: column; gap: 14px; }
.calc-group { margin: 0; padding: 22px 20px; border: 1px solid var(--line-2); border-radius: var(--radius); background: var(--surface); min-width: 0; }
.calc-group__title { float: left; width: 100%; display: flex; align-items: center; gap: 10px; padding: 0; font-family: var(--font-display); font-weight: 700; font-size: 20px; color: var(--ink); }
.calc-group__title span { display: grid; place-items: center; width: 28px; height: 28px; border-radius: 8px; background: var(--lime); color: var(--bg); font-size: 14px; }
.calc-grid { clear: both; display: grid; gap: 14px; margin-top: 16px; }
.calc-field { display: flex; flex-direction: column; gap: 6px; min-width: 0; transition: opacity .2s; }
.calc-field.is-muted { opacity: .4; }
.calc-field__label { font-size: 14px; font-weight: 600; color: var(--ink); }
.calc-field__select {
    appearance: none; -webkit-appearance: none; width: 100%; min-height: 50px; padding: 0 40px 0 14px;
    border: 1px solid var(--line-2); border-radius: 12px; color: var(--ink); cursor: pointer;
    background: var(--bg) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24'%3E%3Cpath d='M6 9l6 6 6-6' fill='none' stroke='%23C6F432' stroke-width='2.4' stroke-linecap='round' stroke-linejoin='round'/%3E%3C/svg%3E") right 12px center / 18px no-repeat;
    font: 500 16px var(--font-body);
}
.calc-field__select option { background: var(--surface); color: var(--ink); }
.calc-field__select:hover { border-color: rgba(198, 244, 50, .5); }
.calc-field__select:focus { border-color: var(--lime); outline: none; box-shadow: 0 0 0 3px var(--lime-soft); }
.calc-field__help { font-size: 13px; color: var(--muted); line-height: 1.45; }
.calc-checks { clear: both; display: grid; gap: 8px; margin-top: 16px; }
.calc-check { display: flex; align-items: center; gap: 10px; padding: 12px 14px; border: 1px solid var(--line-2); border-radius: 12px; background: var(--bg); cursor: pointer; font-weight: 600; color: var(--ink); transition: border-color .2s, background .2s; }
.calc-check input { width: 20px; height: 20px; accent-color: var(--lime); flex: none; }
.calc-check:has(input:checked) { border-color: var(--lime); background: var(--lime-soft); }
.calc-actions { display: flex; align-items: center; gap: 16px; flex-wrap: wrap; }
.calc-reset { border: 0; background: none; font: 600 15px var(--font-body); color: var(--muted); text-decoration: underline; cursor: pointer; }
.calc-result { padding: 26px 22px; border-radius: 28px; background: linear-gradient(160deg, var(--surface-2), var(--surface)); border: 1px solid rgba(198, 244, 50, .35); box-shadow: var(--shadow); scroll-margin-top: 80px; }
.calc-result__label { font-family: var(--font-display); font-size: 12.5px; font-weight: 700; letter-spacing: .14em; text-transform: uppercase; color: var(--teal); }
.calc-result__value { margin-top: 6px; font-family: var(--font-display); font-weight: 700; font-size: 60px; line-height: 1; letter-spacing: -.03em; color: var(--lime); }
.calc-result__value small { font-size: 18px; color: var(--muted); margin-left: 4px; letter-spacing: 0; }
.calc-result__range { margin-top: 10px; font-weight: 700; color: var(--ink); }
.calc-result__annual, .calc-result__summary { font-size: 14px; color: var(--muted); }
.calc-bars { display: flex; flex-direction: column; gap: 10px; margin: 20px 0 6px; padding: 16px; border-radius: 16px; background: rgba(0, 0, 0, .25); }
.calc-bar { display: grid; grid-template-columns: 112px 1fr auto; align-items: center; gap: 10px; font-size: 13.5px; }
.calc-bar[hidden] { display: none; }
.calc-bar__track { height: 8px; border-radius: 8px; background: rgba(255, 255, 255, .08); overflow: hidden; }
.calc-bar__fill { display: block; height: 100%; border-radius: 8px; background: var(--lime); transition: width .4s; }
#barColl .calc-bar__fill { background: var(--teal); }
#barComp .calc-bar__fill { background: #8FA3FF; }
.calc-bar__val { font-weight: 700; color: var(--ink); font-variant-numeric: tabular-nums; }
.calc-result__sub { margin: 18px 0 8px; font-family: var(--font-display); font-size: 13px; font-weight: 700; letter-spacing: .12em; text-transform: uppercase; color: var(--teal); }
.calc-list { display: flex; flex-direction: column; gap: 8px; font-size: 14.5px; }
.calc-list li { position: relative; padding-left: 20px; }
.calc-list li::before { content: ""; position: absolute; left: 2px; top: 9px; width: 8px; height: 8px; border-radius: 2px; background: var(--muted); transform: rotate(45deg); }
.calc-list li.is-up::before { background: var(--red); }
.calc-list li.is-down::before { background: var(--teal); }
.calc-list--tips li::before { background: var(--lime); }
.calc-result__cta { width: 100%; margin-top: 22px; }
.calc-result__note { margin-top: 12px; font-size: 12.5px; color: var(--muted); }
.calc-disclaimer { margin-top: 16px; font-size: 13px; color: var(--muted); max-width: 900px; }
.calc-method { margin-top: 22px; }
.calc-method td { font-size: 14px; }
.calc-method__note { display: block; font-size: 12px; font-weight: 500; color: var(--muted); }
.calc-section + .info .steps__grid { margin-bottom: 10px; }

/* blog listing */
.blog-list { padding: 20px 0 30px; }
.post-grid { display: grid; gap: 16px; }
.post-card { position: relative; display: flex; flex-direction: column; gap: 10px; padding: 24px 22px; border-radius: var(--radius); background: var(--surface); border: 1px solid var(--line); transition: border-color .2s, transform .2s; }
.post-card:hover { border-color: var(--lime); transform: translateY(-3px); }
.post-card__meta { display: flex; flex-wrap: wrap; align-items: center; gap: 10px; font-size: 13px; color: var(--muted); }
.post-card__cat { padding: 3px 10px; border-radius: 999px; background: var(--teal-soft); color: var(--teal); font-family: var(--font-display); font-weight: 600; }
.post-card__title { font-family: var(--font-display); font-weight: 700; font-size: 21px; line-height: 1.2; letter-spacing: -.015em; color: var(--ink); }
.post-card__title a::after { content: ""; position: absolute; inset: 0; border-radius: var(--radius); }
.post-card__excerpt { font-size: 15.5px; }
.post-card__more { margin-top: auto; font-family: var(--font-display); font-size: 14px; font-weight: 700; color: var(--lime); }
.post-card--featured { background: linear-gradient(135deg, var(--lime), var(--teal)); border: 0; color: rgba(12, 17, 22, .8); }
.post-card--featured .post-card__title { color: var(--bg); font-size: 30px; }
.post-card--featured .post-card__cat { background: var(--bg); color: var(--lime); }
.post-card--featured .post-card__meta, .post-card--featured .post-card__more { color: var(--bg); }

/* single post */
.post__meta { display: flex; flex-wrap: wrap; gap: 6px 18px; font-size: 14px; color: var(--muted); }
.post__intro-grid { display: grid; gap: 16px; margin-bottom: 10px; }
.takeaways-box { padding: 24px 22px; }
.takeaways-box__title { font-family: var(--font-display); font-weight: 700; font-size: 20px; color: var(--ink); }
.post__body { margin-top: 18px; font-size: 17.5px; }
.post__body > * + * { margin-top: 16px; }
.post__body h2 { margin-top: 42px; font-family: var(--font-display); font-weight: 700; font-size: clamp(24px, 3.2vw, 32px); line-height: 1.15; letter-spacing: -.02em; color: var(--ink); scroll-margin-top: 80px; }
.post__body h3 { margin-top: 26px; font-family: var(--font-display); font-weight: 700; font-size: 21px; color: var(--ink); }
.post__body a { color: var(--lime); font-weight: 600; text-decoration: underline; text-decoration-color: rgba(198, 244, 50, .45); text-underline-offset: 3px; }
.post__body strong { color: var(--ink); }
.post__body ul { display: flex; flex-direction: column; gap: 8px; }
.post__body ul li { position: relative; padding-left: 24px; }
.post__body ul li::before { content: ""; position: absolute; left: 2px; top: 10px; width: 9px; height: 9px; border-radius: 2px; background: var(--lime); transform: rotate(45deg); }
.post__body ol { counter-reset: pnum; display: flex; flex-direction: column; gap: 10px; }
.post__body ol li { counter-increment: pnum; position: relative; padding-left: 42px; }
.post__body ol li::before { content: counter(pnum); position: absolute; left: 0; top: 0; width: 28px; height: 28px; border-radius: 8px; display: grid; place-items: center; background: var(--lime-soft); color: var(--lime); font-family: var(--font-display); font-weight: 700; font-size: 14px; }
.post__body blockquote { margin: 24px 0; padding: 18px 22px; border-left: 4px solid var(--teal); background: var(--teal-soft); border-radius: 0 16px 16px 0; color: var(--ink); font-size: 18px; }
.post__body table { display: block; width: 100%; overflow-x: auto; border-collapse: collapse; font-size: 15px; border: 1px solid var(--line-2); border-radius: 18px; background: var(--surface); }
.post__body th, .post__body td { padding: 12px 16px; text-align: left; vertical-align: top; border-bottom: 1px solid var(--line); min-width: 140px; }
.post__body thead th { font-family: var(--font-display); font-size: 13px; font-weight: 700; color: var(--lime); background: rgba(198, 244, 50, .05); }
.post__body tbody th { color: var(--ink); font-weight: 600; }
.post__cta { display: flex; flex-direction: column; gap: 16px; align-items: flex-start; margin: 36px 0; padding: 26px 24px; border-radius: var(--radius); background: var(--surface-2); border: 1px solid rgba(198, 244, 50, .35); }
.post__cta-title { font-family: var(--font-display); font-weight: 700; font-size: 23px; color: var(--ink); }
.post__h2 { font-family: var(--font-display); font-weight: 700; font-size: 28px; letter-spacing: -.02em; color: var(--ink); margin-bottom: 12px; }
.post__faq { margin-top: 10px; scroll-margin-top: 80px; }
.post__foot { margin: 28px 0 10px; padding-top: 18px; border-top: 1px dashed var(--line-2); }
.post__foot .sources { display: block; }
.post__disclaimer { margin-top: 10px; font-size: 13px; color: var(--muted); }
.related { padding: 40px 0 20px; }
.related__title { font-family: var(--font-display); font-weight: 700; font-size: 30px; letter-spacing: -.02em; color: var(--ink); margin-bottom: 16px; }
.related__links { margin-top: 20px; font-weight: 600; }
.related__links a { color: var(--lime); text-decoration: underline; text-underline-offset: 3px; }

@media (max-width: 639px) {
    .topbar__tag { display: none; }
    .topnav { gap: 14px; margin-right: 0; }
    .topnav a { font-size: 14px; }
}
@media (min-width: 640px) {
    .tools__grid { grid-template-columns: 1fr 1fr; }
    .calc-grid { grid-template-columns: 1fr 1fr; }
    .calc-checks { grid-template-columns: 1fr 1fr; }
    .post-grid { grid-template-columns: 1fr 1fr; }
    .post-card--featured { grid-column: 1 / -1; }
    .post__cta { flex-direction: row; align-items: center; justify-content: space-between; padding: 28px 32px; }
}
@media (min-width: 960px) {
    .calc { grid-template-columns: 1.25fr .75fr; gap: 28px; }
    .calc-result { position: sticky; top: 86px; }
    .post-grid { grid-template-columns: repeat(3, 1fr); }
    .post-card--featured { grid-column: span 2; }
    .post__intro-grid { grid-template-columns: 1.2fr .8fr; align-items: start; }
}
